Financial Services We Offer

Investment Portfolio Management*

Private Family & Business Wealth Management* 

Retirement Planning*

Shusterman Financial Services provides financial planning* services including asset management*, retirement accumulation and estate planning. Our firm's objective is to deliver comprehensive and customized financial advice that is specific in terms of quality and breadth from which the client can derive maximum value.

As a financial fiduciary, our goal is to consistently think and act in the complete best interest of clients in all the services we provide.  We understand that we are only successful through the success of our clients.

Our Services Include*:

• Personal Values Based Counseling To help ensure that your heart and wallet are on the same track, we coach you through a process to help you set your priorities and understand what is most important to you in your life.

• Professional Specialized Advice On issues of sudden wealth, wealth management, socially responsible investing, retirement asset transfers and retirement distributions. These areas often require specialized training and planning due to their complexity and consequences. We have found that few professionals have the depth of knowledge in taxation, estate planning, investments and coaching skills to successfully guide clients to implement smart choices about wealth and wealth transfer in the way that we do.

• Money Management As a vital component to sound financial planning, we provide complete money management services to help ensure that your plan is implemented and maintained in harmony with your overall financial plan. We take the worry out of our clients' finances by helping to ensure that their portfolios stay wisely and professionally managed to meet their short and long-term goals.

• Comprehensive Financial Planning that takes into consideration all of a client’s needs and goals, and is regularly reviewed and updated. We can assist you in financial planning for all stages of your life. Including Investments, Tax Planning and Estate Planning and College Education Planning.

• Trust Administration for certain grantor trusts, charitable trusts and other types of non-revocable trusts and estates.

• Estate Asset Preservation to anticipate potentially all future estate liabilities such as estate, income and capital gains taxes, creditor protection and post-mortum costs and management.

Investment Portfolio Management*

We offer customized asset management services matching the client's return and risk requirements to a portfolio utilizing multiple investment asset classes, investment styles and portfolio managers which is designed, monitored and managed to achieve long-term investment objectives.

Private Family & Business Wealth Management

Private Family Wealth Management can help you provide for a comfortable, satisfied, confident retirement, efficient transfer of assets to the next generation, a satisfactory level of income for your comfortable lifestyle, and help answer the important question "Will I run out of money?" At Shusterman Financial Services, Private Family & Business Wealth Management encompasses four investment avenues depending on what outcome you desire. They are as follows:

Lifetime Wealth Strategies Investment Planning

Develops a strategic plan for you to follow as you work toward meeting your investment or retirement goals.

Portfolio Management Advisory Service

Develop a strategic investment plan based on your goals

Analyze and select investment assets

Provides personalized attention and service to your investments goals

Provides for ongoing periodic review of those investment goals

Lifestyle Retirement Planning

Helps answer these key questions:

How much is enough?

Will I outlive my money?

What will my retirement look like?

How much can I live on?

Lifetime with Significance Wealth Transition Planning

How do I save on estate taxes, gift taxes, and income taxes?

How much will go to the designated beneficiary?

Will taxes destroy the assets I have grown?

Will the family business have to be sold?

How do I give to my favorite charity?

What team do I need to get this accomplished?

Retirement Planning

Retirement planning involves identifying your wants and needs, developing a plan to achieve them, acting on your plan and continually reviewing and revising your plan as you approach retirement. Like most areas of financial planning*, retirement planning begins with defining your goals.

Ask yourself these questions:

1. At what age do I plan to retire?
2. Will I start a new part-time career during retirement, or never work again?
3. How long do I think I'll need my money to last?
4. How much money will it take to support my household?
5. How do I envision my lifestyle during retirement? Days on the golf course? World travel? Pursuing a hobby?
6. Where will I live when I retire? 

Once you know where you're going, it's time to figure out how to get there. Through retirement planning*, you'll answer questions like these:

1. What provisions do I need to make to take care of my health care needs during retirement years?
2. How much money do I need to save to meet my goals?
3. How should I invest my money to maximize my retirement savings?
4. How will my assets, liabilities, expenses and savings change during retirement?
Remember, the sooner you start to save and plan for your retirement years, the more prepared you will be. Thanks to the power of compounding, early planning means that just a small investment each year could create a portfolio large enough to meet your needs later in life. 

*Securities and advisory services offered through SagePoint Financial, Inc. member FINRA/SIPC

Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Please note that individual situations can vary.  Therefore, the information presented here should only be relied upon when coordinated with individual professional advice.